Currently have 45 k in Salesforce stock 42 k in Robinhood - 30 k in 4.5% Robinhood savings account and 12k on various stocks including index funds 40 k in 401k 50 k in Savings account 120k in house down payment (1m house value) Age 30 Base 220k Bonus 15 percent 250 k non vested stock After moving to Toronto Canada in July 2023 Base 196k cad Edit 1 Yoe - 5 yrs - completed- in 6th year Edit 2 Robinhood 42 k = 30 k in 4.5 % interest savings accounts 12 k on stocks Location- just moved to Toronto Any suggestions for improving the portfolio. Just now finished all the loans my parents took and settled their financial problems. Looking on suggestions to improve the portfolio. #personalfinance #investments
Moved to Toronto now
42k in robinhood? lmfao.
All went to down payment it seems
I think he means invested in his Robin Hood account, not in their stock lol
I would advice you to focus more on building a solid retirement/long term portfolio with a simple split of 80/20 (80% in 401k or other retirement savings and 20% in stuff like Robinhood) You have a decent emergency cash reserve and house down payment covered. Contribute regularly towards retirement and long term investments. Anything else that remains after expenses and savings could go to Robinhood.
How much on a 401k is decent enough to retire at 50
I would love to retire at 50 and start teaching after 50
Why do you think Robinhood is going to do better than the S&P 500?
I think he means invested in his Robin Hood account, not in their stock lol
Take a good chunk out of HOOD and pickup some TSLA if you’re in it for a longterm play
Why $crm ? Why not diversify $igv ?
If I take money out now , i have to pay capital gains tax . So i am a bit hesitant to do that because taxes in Canada is crazy
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