How many makes sense? Is it a qty, or a total combined credit line one should target? How do you assess this? I’ve got three. Discover that I never use but don’t cancel because it’s such a long standing account $16K, no fee Capitol One Quicksilver that I never use $32K limit, no fee Chase Sapphire Reserve that I use for everything $40k limit, $550 fee but well offset by perks Does it make sense to get another with a fee? I really want an AMEX platinum for the centurion access and other benefits.
my amex is the best one I have, would cancel the rest if it didn't F with my credit
Discover: same reason as you Apple Card: Worked on Launch, got it early AMEX Platinum: I enjoy the Perks, concierge saved me 3 times at least, I called and they canceled my annual fee during covid.
Concierge saved you how?
Missed flights, hotel issues, dinners and basketball tickets. One phone call and your rep does a great job getting you a solution.
You should get Chase Sapphire Freedom + Freedom Unlimited to earn more points; then transfer them to Reserve for better use. Venture X is a new nice card for rather low annual fee.
Incorrect question. The available combined credit available on them is a good metric. Mine is way over $200K
Any tips for getting credit line increases? I'm hovering around 70k, and would like to be higher.
High income + holding your accounts for a long time
Gotta catch em all!
A bunch as I’m playing the points game. It’s also great to build credits.
Y'all are crazy , I have one credit card and I'm paranoid I'll forget to pay my bill
Why would you forget? Set up autopay
Autopay. Problem solved
More than 10 or 20 is the correct answer. The more, the merrier. I only really use a few.
How many with fees? I suppose as long as the use on each maximizes your rebates/rewards to cover fees?
You can downgrade them to no fee cards, then on each of them add one subscription with auto pay.
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Question about women in their 30’s?
I have 25+
How many with annual fees?
0