I got a message saying I should pay back the extra contribution I made. The problem is that I forgot where I got this message. I checked my email, my bank account, my workday, my TurboTax and I can’t find it anywhere. What platform could have possibly done it? 🥲
Check the website of the plan who manages your 401k.
It could only have come from the 401k active with your current workplace unless you're overemployed. Check HR at your job and login to that 401k platform.
You need to fix this quickly. Before April - I did that in 2022 and thought I had time to remove the funds - nope. Paying penalty taxes on the year I put it in and the year I take it out. Don’t be a dumbass like me.
Did the same thing with a Roth IRA once. Never again.
(Well also, income phase out too, but still.)
Please wire me the money and you will be ok
Total your contributions. Should be straight forward to figure out how much you’re over the limit