I am poor. Not literally, but might as well be. I'm a non-engineer, 29, in the HCOL. I've lived at home most of my life, just moved out but to my family's property and pay off my the mortgage. I have no student loans or major debts, my car is paid off in full. My only major expenses are mortgage / rent, utilities, food & subscriptions (Hulu, Spotify, YT, etc.). I spent the first 5 years of my working career making <100 (consulting didn't pay well, 2nd job my boss didn't believe in raises). Last year I broke 100 but got affected by layoffs, found a job this March but my salary went down (just wanted a stable job). I will probably be PIP'd soon (toxic boss - whole other story). I'm NGL, I just want to be rich. Rich enough to live comfortably and not worry about things. I am definitely hyper financially sensitive (Prior to moving out I would save close to 80-90% of my paychecks) but at this point I need to make some fuck-you money. I have a non-technical background but have been in the analytics & ops space for the past few years. I am open to pivoting into a new career like customer success / pm / account management. #personalfinance #careerguidance
🧐 Have you tried car salesman?
This post needs a TC and NW for us to pass judgement on whether you’re just delusional.
TC 110 + bonus + RSUs (not public yet, not vested either) NW no idea tbh, never bothered tracking but maybe between 200-250.
You aren’t poor ffs. You are just overly paranoid about money.
Move to LCOL and you'll instantly feel rich and live comfortably. Bay area is full of crazy prices and crazy people.
It honestly seems like everywhere in the US has crazy prices nowadays (from friends across the country)
From my experience the whole "Live in a LCOL, live like a king" mantra is a myth. More goods are nationally priced now than they used to be. Only real difference is housing. You can save probably $36000 in a year, max as a single person with no kids by arbitraging. It becomes a larger factor with kids/nanny/daycare. That's huge for a low earner but for tech pros in NYC it's actually not that much and the lifestyle in cities is worth more. I'd be bored out of my mind in a corn field.
Start a business
Trades Entrepreneurship Inherit Wealth
Read the first paragraph and stopped.
Win the lottery.
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>Poor >No debt >Family has multiple properties in the Bay Aight fam, as someone who grew up in Compton this doesn't sound poor at all.
Poor is relative. His friends are richer and he has FOMO
I am not going to ride the coattails of my family. I'd rather get rich on my own.