IndiaSep 29, 2022
PayPal5thDay@wrk

Is Apple Pay and Samsung Pay in USA same as WhatsApp payments, GPay and Phonepe in India? What’s Gpay equivalent inUS

#tech I have used Gpay in india. I don’t see people paying via QR codes in USA. Is Gpay different between these two countries?

Gilead Sciences totallyMad Sep 29, 2022

USA is surprisingly behind QR code payment adoption than India, May be because people here are too comfortable with their plastic card payments. India revolutionized the digital payment using various networks including governments own Rupay network which is killing US payment network giants like VISA and MasterCard. I don’t think google is authorized in US for Gpay and only Apple Pay and VISA payments are accepted at most POS (point of sale) Watch this superb video to understand more about digital payment industry in India https://youtu.be/B_AY4a3_-GQ (Like this comment if it helps😃)

PayPal 5thDay@wrk OP Sep 29, 2022

But paying with NFC is much quicker compared to using QR codes.

Amazon plutg00 Sep 30, 2022

qr payments are not safe at all. I see restaurants using qr code to replace menus and not only does the experience suck but someone can easily make a copy and redirect u to a malicious site. Also NFC is safer. faster, and way better

Uber HOKQ12 Sep 30, 2022

India’s gpay uses UPI, no UPI in the states. Use your card via Apple Pay or Venmo

Gilead Sciences totallyMad Sep 30, 2022

Soon UPI is planning to expand their footprints and go internationally and it may come to western developed counties also but here big payment network corporation and governments may not want developing countries governments owned payment network (Like UPI, Rupay, NPI etc) even when their overhead and fees are less.

Financial Services Company ngong Sep 30, 2022

Digital payments is one area India did everything right. The speed and convenience of multiple types of payments is truly amazing. UPI has been a game changer in this regard. There is no way incumbents like Visa or MC will allow something like UPI to flourish here. Thanks Rahulji!

Gilead Sciences totallyMad Sep 30, 2022

Everything above is understood but didn’t get that “Thanks Rahulji” is that referring “sabko maja denge 🤣”

Intel populus Sep 30, 2022

No wonder he is called "the wall" /s