Just laid off with 50k+ total debt single earning family. Declare bankruptcy? Help!
No degree, just laid off 1.5 YoE prev TC 90k east coast.
Roughly 11k personal loan for bootcamp, 10k on car, 35k credit cards.
I supported my family on credit cards while I attended bootcamp. What the hell do I do? 80% credit utilization. Desperately need a job, anxiety makes it hard to focus on interview prep, so I am sporadically switching tasks.
I was laid off just after going on paternal leave. 2 kids without insurance. Wife and I are on parents plans. Wife was stay at home mom while I studied.
Edit: this post received so much attention and I am absolutely in shock with how supportive this community is. For those that are offering to refer: THANK YOU! My skills lie in web development, mobile apps, and DevOps. I am most comfortable in JS/TS, node, express, and have experience with angularjs/ react. THANK YOU again.