Read various options but not sure if I need to take any action if I was affected by Equifax data breach. Anyone with expert opinion and personal experience?
Don't worry about it, sign up for one of those free credit monitoring stuff, example credit karma, then every time you receive alert take a look, if there is actions not performed by you, then call them.
I second the “sign up for Credit Karma” rec.
Have mint to watch for credit card charges, got fraudulent charges a couple months ago that the bank algo didn't catch. Froze credit with the 3 main agencies.