Planning to rent out my home but not able to find a company that provides landlord insurance (homeowners and renters are easy to get) Do you have a company you recommended?
Landlord insurance is useless.
There is no landlord insurance. Home insurance is fine. You can add an umbrella of you are paranoid.
The home owner insurance usually ask if you are owner occupied or rental.
Yes, homeowner will decline payment if you are not staying at the house when accident happened
I have tried a few and buy based on coverage: AAA, Mercury, Statefarm. Currently with AAA
Travelers, foremost, farmers, State Auto (Safeco now)
Allstate