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Trying to find a lender that offers 2/1 rate buydowns. All the lenders who are below 6% rate for 30 yr fixed (wells fargo, dcu, pnc) dont offer rate buydowns. The ones that do have rates significantly higher. Please let me know if you had success finding a lender with good rate (~6%) with buydown option. #mortgage #housing #seattle
No lender recommendation, but is a rate buy down worth it? Rates are likely to come down in 2024 and you can refinance then.
Seller is giving us a credit so not paying out of pocket.
But can't you use that credit for other things as well like higher down payment?
I know of few which are doing even 3-2-1 buy down in this market. Dm me if interested.
Go with ARM and wait for interest stabilized. It will happen in January to March. Fed will settle somewhere higher and mid of year start softening the rates as inflation is coming down .
Hey OP, did you find someone already? My company can do 3-2-1 buydowns! Would be happy to work with you. DM me!
Dm me. I maybe able to help