When I was a kid even a college goer I was so happy almost every time, surrounded with biggest nonsense idiots my friends (ah i miss them, covid you suckkkk) and then I landed in a job and my happiness screwed up. No hard feelings but I always got a shit piece of work to do in my office, cmo'n lord its like 15 years of my work life already over and all I got is peanuts in my life... You name it and I fucked up in that - Procrastination king, -20k stocks (committed loss), -5k (forex loss), -10k(commodity loss), I even lost in real estate.. you see where I am going with this, I don't know how to invest. Am always pay my bills with credit not even one month in last 15 years wherein i didn't swipe my credit (that too not on any extravagant thingy, single earner :-(), i don't even know how the 10k or even 5k looks like in cash and what do we mean by bs of being debt free :-( I mean why can't I stick with one set life, one set investment class, one of anything (is this some sort of syndrome that I am going through????) If I think of something now, I will be easily bored and switch the gears to another thing just in a matter of days. What to do? Save Lord!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! tc: 130k yoe: 15 years exp: swe, sse, pm, qa #personalfinance #investments #life
Tldr please
your are right, i canโt even stand for any confrontation, sometime even any heated argument i just become numb. To save my ass I just play on any rising star and that shit goes down to drain. I even gave my parents 30k on credit loans and dug my grave even by losing fucking 20k in RH, God......
Only losers are defined by their losses and you only lose when you have given up like you have in the current moment. Moral of the story: donโt be a loser. Everyone has ups and downs in life, try to see the positives and be thankful for all the blessings you have in life or you could turn to the internet for opinions and get told to not be a loser ๐
so tell me what should i do, one advice i got over here is to do LC and i have started with it killing 2 problems a day. None of my family member advice me everyone wants result, i am tired of playing average joe.
I do better than this when I was 14. Still Iโm not making lot more than you make. So sad for both of us :)
Bro you have solved like 78 problems and stop comparing yourself to other people. People who have gotten offers at FANG have done 200+ questions. If you want to see results, you have to put in the work. Same could be said about your stock market results too. You probably bought at the peak based on the hype you saw and when everyone sold you ended up being a bag holder. Your first step should be to figure out what you want with your life not trying to copy what other people have done and expecting the same result .
Thank you :-) I will stick to LC and with my stocks no matter what, no more loss game anywhere!!!!!!!
You already have a high paying job. Doing LC isn't going to turn your life around. What's going to turn your life around is having some self control. Holy shit it's like you have a gambling addiction. Just stop spending money. Stop gambling in the stock market. Just earn your living for the rest of your life and don't use a credit card ever. This has nothing to do with life being unfair to you and more to do with you having no self control. If you just keep your money safe in your bank account in a few years you'll be fine. 10 years of that and living a moderate life will have you with near a million dollars in your bank account.
Indeed, that's where I lack, self discipline. Thank you for the advice, I feel it's right if I wanna stop my bad habit than just following a disciplinary approach and kill it forever hail.
Go listen to some Jocko Willink on YouTube or something and GET DISCIPLINED. You'll thank yourself later.
OP, ignore the toxicity from some of the previous comments. Itโs Blind after all. Iโm in a similar boat as you, and felt that I havenโt been nearly as happy as I was back in college, even though for me that was only like 5 years ago. Tons of people around the world share the same exhaustion you have from this rat race that we live in. Seems to just all be about money, money, money. Itโs kind of a sad reality that we middle class people have to exert ourselves and our own individual brain power so much just to fight for our ability to survive and be happy, but thatโs just the state of the human race at this point in time. When we are more advanced as society, there wonโt be as many people that have to struggle and go through this pain. But unfortunately, it does not look like that day will come during our lifetimes. All that we can really do is make the most of the cards that weโve been dealt. I too have lost an insane amount of money in the market, and have major FOMO from several financial opportunities that I missed out on that could have made me pretty rich if I had made the right decision. But continuing to dwell on those mistakes and chasing that dragon isnโt gonna make me me any richer or happier. All you have now is the money that you currently have, and the money you lost is never coming back. Youโre probably smarter than most people out there, so you already have an edge on what the smart things to invest in are (but please donโt go all in on some YOLO options play). It sounds to me like you have a great career, and even though you feel like you are paid very low, there are countless people around this country that would kill for a job that even paid just six figures! Lately Iโve been trying to put myself into those peopleโs shoes whenever Iโm feeling down or jealous, and Iโll admit it does help me feel more grateful for the things I do have. Cause some people out there truly are struggling to survive, and are just trying to make ends meet until their next paycheck I canโt really give you any specific advice because I donโt really know you, but I hope that thereโs at least something in this world that brings you joy, and that you will invest your time and energy towards that, instead of these dark thoughts that are bringing you down that can seem impossible to get out of. And finally, find at least one (real life) friend that you can go to for help, or to just hang out with. Someone that you like spending time with. Itโs amazing what the presence of another human spirit can do for your mental health. Wishing you all the best!
Love you ๐every word that you wrote above is really inspiring for people like me who are struggling to live up-to the standards of the society. It's really nice to see that there is a kind soul out there who always stand there for you, guide you and help you fly, Thanks buddy! Thank you, I feel it now it's really better for me to stay focused and think about the way forward, so much of time and energy have been wasted in thinking about the past events. You reminded me of good old time that I spent, I just feel like going back and meet my school friends and spend sometime with them, that laughter, drinks, shows we watched together, nostalgic :-). I wish you a vey happy & healthy life too & God will definitely bless you, infact he is blessing us by keeping the people like you in the world!!
Stop trading stocks/losing and start investing in good companies. If you just dumped it all in a random FAANG, youโd be up
I was once in your shoe 100k net worth after 15 years working Lost 300k in stock in 5 years Then I did like lot of research and put big amount in crypto Finally at the age of 40 I am 2mm plus from 100k at 36 years Things can change donโt lose and have a plan stick to it
That's awesome, happy for you and giving me lots of motivation to keep going!!!
Personal Finance
Yesterday
1141
IRS Warns Thousands of Taxpayers They Could Face Jail Time
India
Yesterday
717
Let's go to India.. the next super power?
India
3h
323
Why Worshipping Lord Ram Important in Hinduism?
Tech Industry
2d
4630
Job market is brutal for SWEs ๐ฅฒ
Tech Industry
Yesterday
2128
How bad is it in meta?
Yolo it all and donโt plan on having kids.