Lifestyle upgrades
While most people in IT have been able move up in their personal financial class - how are you adapting to the new class (say from lower middle to middle or upper middle?) Specifically, what upgrades to your daily lifestyle have you made? What upgrades you wish to make. Personally for us: we are able to send kids to daycare without whining, send them different activity classes, eat in restaurants very frequently even with inflation etc We are hoping we could start to take more expensive vacations which we haven’t done so far. Also haven’t upgraded to an expensive car yet. Driving same old Toyota. TC: 450k
I still stuck in the lower middle class mindset I grew up with My wife wants to spend and enjoy, and I’m open to it, but at the end of the day I’m very conservative with money and always afraid it will dry up.
Wealthy people are always conservative with money. That's exactly the reason they are wealthy. Most people who are splashy with expensive stuff only look wealthy but are drowning in debt from behind! Only people who have not worked hard for their wealth want to spend money frivolously and show off. That's the only way they can show a sense of achievement as they don't have anything else to show!
The biggest upgrade is not worrying much about random spending, such as eating out at a nice place or buying some new clothes without feeling guilty or checking your budget. Freedom to enjoy your day to day with less compromise is the ultimate luxury.
This.
This
Buffet: The best luxury money can buy is time
Buy time. I hire a cleaner to make sure my apartment is spiffy. Go to an expensive gym, so that equipment is always available, stay close to work so I don’t spend time commuting (no worry if you’re remote). Take at least 5 - 6 trips in a year (not including weekend road trips)
I just buy spring water instead of plain water now.
Don't change your spending habits. Just relax and save the money. You will see financial stress melt away.
Keep the same spending. That way you can join the class of not having to work.
More piece of mind is my upgrade.
Peace of mind is a highly underrated topic. Most people are obsessed with high TC and never-ending promotion cycle. The goal post is always moving and they don't seem to be satisfied when they achieve something!
@chaiwalapm agree
Personal appearance. Facial treatments, manicure and pedicure, clean pressed quality clothing. Recommend Nordstrom. They offer free styling. Dressing impeccably now 🙏🏿
The more rich I get , the more I want to save cause I dont want to work especially for shit management in adobe.,
Same but Meta. I don't want to be stuck forever.