Mint is dead - what to replace with
After 10+ years using Mint for personal finance (mostly as a transaction aggregator), CK did the needful and killed one of the most beloved personal finance products out there. Wonder which Intuit genius came up with this. Anyways, all you former Mint users, which Mint replacement are you using now or plan on using in the future? UPDATE: Love Rocketmoney. $48 per year but well worth it. Easy and intuitive app, easy to update and create custom categories and rules. Thanks for blinder that suggested
I went with Monarch and I love it. I got the 50% off deal. I think the code is MINT50. The only thing I don't like about it is that it isn't that flexible with reporting. There are certain graphs and charts that I want to make and they don't allow for. But it has alot of good functionality and is easy to use. And it makes it very motivating and fun to budget and save. I love seeing the year over year spending line trending down.
I never cared for pre built reports. I always end up just downloading the slate data and analyzing in Excel. Does Monarch let you do this?
Yes, it will export with the merchant, category, account, date, charge and any notes/labels you put on it. You can also export data from just one of your accounts. So if you want to figure out just what went on your credit card, that's easily done. I use it as the panopticon for all my money, including investments and retirement accounts. It's the best money management app I've ever used, including Mint. And I've tried alot lol.
Copilot money
This
It’s a beautiful product but has bugs here and there. Customer support is responsive and sometimes manually fixes my issues.
Been using Mint + Empower (prev. Personal Capital) since their inception (‘bout a decade). Mint is(was) great for tracking / categorizing expenses, budgeting, etc. Empower/PC is great at tracking investments and net worth. So…similar tools, but different strengths/ focus. If your focus is more the latter (NW) Empower is great (but not without faults). If expenses/budgets are your main concern, then…I don’t know enough to recommend.
Copilote
Empower is great. I tried CK and was disappointed. Empower is good enough for me.
YNAB also deserves consideration. Empower is good for NW not transactional to Meta's point.
YNAB! the one and only in my opinion.
YNAB was so scary to me. 😂 I think if you have a problem controlling your spending, it's better because it won't let you plan for money that you don't have yet. It forces you think of your money like actual cash on hand. But for someone more used to Mint, it might be a harder transition.
DIY solution using Plaid
could you elaborate? using an open source project or purely from scratch?
stop saying did the needful
Fidelity planning is good tool
I’m using monarch, I like it better than mint tbh
The only thing I care about is aggregating transactions from multiple credit cards, properly labeling transactions, and exporting the raw data so I can analyze in Excel. How is Monarch with this?
I don’t know about exporting data for excel because I don’t do that, but categorizing and labeling transactions is super easy and transactions from multiple accounts is really simple