My wife is coming from a different state as a student and I am wondering what are options for health insurance for her. My company only makes modifications at the time of renewal. We are in Bay Area.
If she’s still a student, her health insurance from the other state most likely covers her. She should check. If she stopped being a student and moving permanently, it could qualify as a life changing event where you can update your insurance. Change of job qualifies as a life changing event.
Why didn’t you have her already under your policy?
did you not read what I said? there's only renewal once a year and that date has gone by
Looks like 1. you don’t know how to have a civil conversation 2. My question is still valid? Why didn’t you already have her in your policy? Being out of state is not an issue, my wife was domiciled out of state when she was in the grad school. If your wife had some other insurance that got dropped because of a valid reason, like no longer a student, then it would be a qualifying event to update your policy and add her.