It seems like even with the cost of living, you can still save money, but it's hard to tell as people report their TC with stock included. How much from your base salary/bonus gets saved every year in terms of percentage? Is it near 50 %? 25%?
20
Why wouldn’t you include stocks? Are you talking pre or post tax? Why do you care since people have wildly different spending habits? Most importantly, where’s your tc?
Wanted to see how people are coping with them housing prices as an outsider looking in. It seems like you can still live very comfortably but wanted to see some real numbers
I save all my stocks and live off my paycheck.
You spend your entire paycheck??
I save some but I never spend my stocks, that's 100% savings.
Why are stocks not liquid?
I think this would depend on your stock? For a fanng it's basically cash but what if you work for a company with a stock that's volatile?
Ah okay, so you meant consistent income and not liquid income. I save about 30% of pre-tax cash income.
30-40%
Post tax, 25% of my gross base goes into savings (pre and post tax 401k, HSA, ESPP). Plus employer contributions on top of that. 100% of my RSUs stay in savings.
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