Title says it all. Can folks who took home loans in last 2 months share where they got the best rate in Bay Area? I am shopping around to see where I can apply for pre approval. Also share what was the rate that you got? #housing #mortgage #loans
I got a 5.725% from first citizens bank for 7/1 ARM. Rate locked Oct 31. No points, 10% down. May want to try them as I got my lowest quote fron them. Their 30 yr fixed quote was 6.25% I believe.
Rates increased a lot in last 2 months. I got my rate locked with dcu on Oct 1st at 4.125% for 7 ARM and now it is at 5.5 … Same trend across other credit unions. Good luck
That is a great rate for Oct 1!