Did anyone go through OneTrust Home loans for pre-approval? With a 710+ credit score and 171K annual income and over 223K in brokerage+401K and 60 cash, I only got pre-approved for 410K condo. He asked how much I want to pay monthly and I said upto 3K. The numbers don’t match what I see in Zillow or Redfin estimates but he said those are with 760+ credit score. It sounds impossible to buy a damn condo in WA area even with a top 10% income. Dissappointed.
Ask around at other banks What’s the big deal?
Asking if this sounds low or if others got similar numbers?
It varies a bit between banks Ask your agent for contacts and go from there
Very low should be higher. But also depends on what down your bringing for the property
Go to a credit union.
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How much other debt do you have
No debts at all