PNC giving 4% interest but haven’t heard of them much and wondering if there is any bank that is paying better. PNC had some weird stuff in their disclosures: 1. We may refuse or return any deposit amount causing the combined balance of all of your PNC accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts). 2. Accounts remaining unfunded for a period of 60 days may be closed. Initial deposit is limited to $250,000. A $25 fee will be charged to accounts closed within 180 days of opening. #personalfinance #investments
Treasuries. This PNC one seems highest I’ve seen around tbh
Marcus with a referral offer is 4.3% for 3 months. But treasuries are better.
SOFI bank has lowest overall fees and max interest rates
You can directly buy t-bills for 4.5%
Do you buy it from treasurydirect.gov? Is it a hassle to maintain that account?
Also aren’t t bills/notes fixed? The fed is going to raise interest rates next year so wouldn’t it be better to lock in the t bills/notes next year?
First tech giving 4.1 % for 24 months CD
Don’t deal with PNC. They lie, their app is trash, and they don’t fulfill the terms of agreements if there is any way they can wiggle out of it.
T-Mobile money has flat 2.5% interest now. No restrictions .
PayPal savings 3.75%. No minimum. No limit. They run thru synchrony bank
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2yr bonds and there were some I bonds paying 6% somewhere. Just check out some bonds or beaten down sticks with a high divided