Any advice on my portfolio appreciated by those who are into Fidelity ETFs/mutual funds etc. Account type: standard brokerage (not retirement) FXAIX - 60% - Follow S&P 500 - Top US stocks FZILX - 10% - International & Global stocks FZROX - 10% - Total Market stocks FXNAX - 10% - Total US Bonds AIQ / BOTZ - 5% - ETF ROBT / IRBO - 5% - ETF Context: 36 yr old, late into investments TC: 385k #investments #personalfinance
This is retirement or normal broker account?
This portfolio is too complicated. All you need is total stock market index, international index, and bond index. Even the bond index is a little questionable at your age, but 10% is fine.
I would have real bonds holding to maturity rather than a bond fund, which works like a stock. Also, I concur with the commenter saying that this is overly complicated. Rn I only have FXAIX and real bonds. I used to have more stuff but it became harder to understand and keep track of. These things are already diversified. Maybe the international one is worth keeping and I should add it to my portfolio, cuz rn I only have US assets.
FXAIX is a good investment option. You can also consider trying FBGRX. For the money market, you may want to consider FZDXX.
NW?