Rate my 401k investment split
I'm looking to rebalance my 401k which has been in a target date fund for the last 3 years. I'm thinking of investing everything in 1 lump sum with the following split 50% VOO 20% QQQM 20% VUG 10% TQQQ YOE 4 TC 355K
Target funds are bad?
Need that FBTC
I would say just go 100% VOO
3x leveraged funds (TQQQ) are for day/swing trades, not your 401k my man
Tqqq is a good option - bullish on tech and would gain a lot in long term.
lol equally turns into shit if market tanks.
Replace vug by schg
Replace voo by fxaix
Curious to know the diff between VOO and FXAIX 🤔
Exactly the same in terms of index fund. Huge difference in expense ratio. Voo is more expensive
10% tqqq -> 5% tqqq + 5% soxl
Replace TQQQ with JEPQ.
With 4 yoe you can afford to be aggressive. So TQQQ should be fine but not very long term
TQQQ long term is a no no. Ask around but learned the hard way. Rest looks good.
+1