Living in NYC/SF, sometimes it’s hard to get a gauge on what’s a reasonable wage for building an upper middle class life. Blind TC (real or not) numbers can make it feel like you’re always behind. At age 30, what should a healthy target TC (liquid wages, including bonus or public equities but not illiquid paper stock) for an ambitious, aspirational person? Tc: 150k YoE: 6-8.5 depending on how to factor in grad school and non-profit work
500k for SWE
If you’re planning on a family, kids and a mortgage and all that, I think you’ll want a household income of 600K ish to be able to comfortably handle a mortgage, childcare expenses and the occasional vacation or meal out.
You’re really saying you need 600k to comfortably afford these expenses?
If you want the nice versions of all these things yeah.
700k HH TC should be fine for a family of 4. Crushing inflation and sky high mortgage rate will eat deep into your disposable income, but the left over should give you an acceptable lifestyle.
Lol you thought just by adding the word "real" in your post you'll somehow get Blind to respond differently
Lmao you got me. The results speak for themselves here 🙄
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1 vs 5 Million - no lifestyle change
1 2 3 4 5 6 7 8 M’s in my bank account
Ha is this a song lyric? I get what beaucoup dollars can buy you. The wealthy eating out and nightlife lifestyle isn’t for me. Some hobbies are $$$ I get it, and kids/healthcare really throw things out of whack. But sometimes, I wonder whether that’s all worth it if you’re able to own and pay a mortgage and max out IRA, HSA, 401k and have WLB and spending cash leftover even at $150k in a VHCOL.