Anyone made use of the recommendations provided by credit karma, in terms of credit cards or auto refinance? How reliable are the approval odds shown here (for credit card recommendations) and the estimated savings/interest rate (for auto refinance)?
The approval odds are solid. Itâs all based off of existing data. If you have âExcellentâ odds that means youâre about 80% likely to get the product.
It's in their interest to get you approved so they the odds they mention are probably right. However their recommendations will also be heavily biased towards their best kickbacks, so don't assume they have your best interest in mind. In other words, so for own research in what cards to get. And look up churning while you're at it đ
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Since people still canât wrap their minds around the fact the Gaza death toll hasnât changed
Keep in mind those recommendations are the revenue stream for CK, so Iâm not sure how genuine they are.
Thatâs exactly why they are possibly genuine.