living in Austin, total household income - 300K on i140 perm process savings about 250K for house have emergency funds How much do you all think we can afford and also is it smart to buy a home in this economy with layoffs happening #mortgage #housing #austin
What’s your salary (no bonus or RSU)? (salary x 3 + down payment) is what you can afford
If 2% down payment is about 20-30% of your net worth, then you can buy
Yeah why not.
First move out of Austin - then think about anything
this I agree its ridic here
Op is maxed out . Austin home price in not cheap and people are still buying at high price
There is a balance between Buy what you can afford vs paying premium for more convenience. Don’t pay too much of down payment in case you need it for rainy day