I’m planning to book a Tesla model 3. But the APR listed on the payment page looks a bit high ~ 4.24%. Should I look for external loan options? @Tesla owners, did you select the loan option from the website itself or got it externally? If external, which ones do you recommend? Yoe : 4 Tc: 260k #tesla #loan
Go for DCU or a local credit union. If you have great score you can get it till 2.3
2.3 even recently? :o
Yes
If you're going to do it I'd lock in your APR ASAP - more interest rate hikes are probably coming
If I lock in, can I change it later if I get a better deal from outside?
I booked a couple of weeks back. Stanford Credit Union looks good, but rates can be locked only for 60 days so beware running a credit check if delivery date is far.
Desi Credit Union - DCU
I just paid cash. No loan.
Thanks!