The following are the best travel cards 1. Chase sapphire reserve ($550 annual fee) Pros: you can easily get $300 back through dining and travel (any airline/travel company), Global entry refunded every 5 years, card is accepted everywhere, can be used as PRIMARY for rental car insurance, DoorDash and Instacart benefits/free for 1 year, priority pass and chase lounge access (with guests!), customer service is great, and the list goes on. Cons: they NEVER give retention offers- probably bc the card is good and people tend to stay 2. Capitol Venture X card ($395 annual fee) Pros: $300 travel credit, global entry refunded every 5 years. Cheapest annual fee. I don’t know anyone with this card so can’t say much ¯\_(ツ)_/¯ . Cons: not as many benefits as the other travel cards. 3. Amex platinum ($695 annual fee) Pros: lots of benefits like $150 saxs fifth, $240 entertainment, access to centurion lounge and priority pass (no guests), $200 hotel credit, they usually give retention offers in the form of points, Uber benefits etc Cons: Most expensive card. $200 airline fee can only be used with 1 airline and as an incidental (like upgrades or food etc). Rental car insurance is SECONDARY. Card is not accepted everywhere In general you can’t go wrong with any of these cards, you can always downgrade to the chase sapphire or the Amex gold. I love my chase sapphire reserve card and this is the best all around travel card. For me, chase sapphire reserve gives me the most flexibility and has the most diverse benefits. I would personally recommend Amex platinum only if you like to stay at a lot of hotels. Send me a message if you want my referral for 60K bonus points for the chase sapphire or chase sapphire reserve.
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Start with Chase Sapphire Preferred. Can transfer to many travel partners.
Reserve is better.