If you have a good amount of cash, which strategy is best in this market? #mortgage #housing
You don't have to do one or the other. A larger down payment is good to minimize market risk. 30 40% perhaps?
Yes 30% is what the realtor is also suggesting
Amazon, what do you mean by reducing market risk?
Strategy for what? Minimize risk? Maximize leveraged returns?
I am confused if it is better to pay more towards the down payment, which will leave me with less cash in hand for unexpected expenses, or do more down payment to get a good rate
Go 20% down, you arenāt going to get a better rate for increasing the down payment beyond that.