I am saving 6k every month. I was curious how much should I put in stocks. I am on visa.
If you are saving that much every month wouldn’t hurt to talk to a professional
60%+
Really that much
This is assuming you’re long term investing, and it’s correct. If you’re scared about putting that much into individual stocks just put it into ETFs to spread your risk. I am in my early 20s and have all my investing money into individual stocks and ETFs. Bonds are worthless at my age.
100% stocks in current environment . Bonds are foo bar with all the stimulus and counter party risk .
First make sure you have an emergency fund. Assuming you have an emergency fund. Of that 6k, I'd say put 5k in low-moderate risk stocks/etfs. Remaining 1k in somewhat higher risk higher reward stocks
How much should be emergency fund 🤔
The amount of money you need when you get sick or you lost job or both.
33 percent
PM - 10% Bonds - 20% Real estate or REIT - 20% Growth stocks (medium risk) - 15% Growth stock (high risk) - 10% Dividend stocks - 25% (keep moving income from other assets to this and use dividend to avg)
OP, based on your surprise of how much people are suggesting, I want to make it clear they mean put it in stock index funds, not your robinhood account
What actually is that ? I just bought apple stocks in robinhood:)
Could catch Salesforce! OP- that's definitely not the right strategy if you don't know what you are doing (and probably for most people that think they do). Just read up on index investing The last few years with the big tech stocks rally generated some undeserved confidence for people.
It depends on your life plans. Do you have kids? Do you plan to in the next 5 years? Do you plan to buy a house? Other big planned expense? Add these up, add an amount for an emergency fund. Deduct that from your saving and the rest in stocks (indexes, not individual stock picking)
70%
I heard (100 - age)% of savings
Are you joking?
I read on some articles.