Right now, spouse and I have an extra 500k/year to invest. We are looking at investing in several index funds in vanguard with 400k and saving the other 100k to go towards real estate properties. Money purpose: to get to FI in 8 years. What does your portfolio look like? I would love to play around with 3-5 index fund portfolio combinations. Is there a way to do this? We’ve used personal capital and are not impressed. Because someone is going to ask—we have a low mortgage, kids, a rental property, and can afford several nice vacays. tC:380k
How do you save $500k/year when your TC is $380k
Don't put all your wealth in Vanguard btw. There's conspiracy theories on forums that it's a wee bit shady on the inside. Don't let your diversification guard down just because it's Vanguard.
HOW!? HOW ARE PEOPLE THIS DUMB? These conspiracies are from social media influencers who look up public companies “largest shareholders” (because “they want to see who is rich”) and see that Vanguard is always one of the largest share holders… if you want to understand why, google “Index funds” or even just “mutual funds”. So do they then read about John Bogle and index funds? No, they decide we are world conspiracy and are turning the frogs gay.
@Vanguard quit being upset ppl are dumb and think of ways to capitalize off of their stupidity.
QQQ, VTI, SCHD, DIVO, BOTZ
VTI is all you need
I thought it was “love”
Nah 😂
Vgt
VTSAX
Not going to happen in 8 years. Maybe in 30
50 to be safe
VTI/VTSAX
Me. I work on 2/20 basis and will beat any index portfolio else will payback the difference at 1 year mark
Any index portfolio? Seriously. As in any given year I can chose any index and you will beat that. Yeah I will take you up on that offer. I have been investing for over 20 years and I have yet to see someone who can beat all indexes all the time, every single year. Here is a small list of indexes for your perusal lol - https://etfdb.com/indexes/equity/ . This is just the subset of equity indexes, doesn’t even have bond and other commodities indexes.
Maybe he means he can beat any index ex-ante? Ex-post no one could possibly beat all index funds.
Whats your wife's tc?
I am the wife 😎
Then husband's tc?