Currently, I have 4500 as a credit limit on my apple card. Took in July 2020. My credit score is 760. My annual income is nearly $200k. STILL, GS/Apple does not increase my credit limit. I am tired of asking them to increase it. WHY? please help! #credit #apple #goldmansachs
Age?
28
A friend of mine who is a new grad with no credit score got a credit limit of 7000
with no credit score and 7000 limit? How? do they give cards without a credit score?
Maybe u r not the customer they r looking for
oh. sad :( who do they want then?
Someone who doesn’t pay off their balance
If you spend closer to the limit for few months, they usually auto increase (sorry not sure of the specific spend % or duration) I moved from 4.5 to 7.5 to 11.5, and I did not update my salary.
great stuff. what's the max utilization that you spent when you were on 4.5, 7.5 ???
I think it was above 60% both the time and this happened within a year.
I got an Amex with no credit limit.
It’s called a debit card
how to get an amex card with no credit limit? please explain. a youtube video probably? is it a soft limit?
Buy an expensive macbook bro from apple card, they will increase your limit, then return the pro
wow. this can work what's the return policy? Can I return a product just like that?
I think I should buy Apple Cloth. a 100 clothes probably
Apple Card is pure garbage. And I say this as a GS employee.
but but but 0% apr on apple products. that is so nice. isn't it?
There are other cards that have 0% apr on everything
I got one with 34k limit 🙂
greattttt. income and credit score please?
It was around 760 when I got this card (around 9 months ago) and my income was 175k back then
Makes $150k “Nearly 200k” Cope.
haha. you got it right
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Get a better credit card?
I do have other cards. but I want more credit on my apple cards to buy apple products. I buy Apple products for my spouse, brother, cousin, etc. It's not that they can't buy, it is the 0% APR on apple card.