H1b Mortgage loans

Which banks can h1b get mortgage loans at? All the big ones seem to ask if you're a citizen or a permanent resident in online forms.

Yahoo SALk64 Jun 23, 2023

Don’t do it, never buy while on visa

Move csajtf Jun 23, 2023

I don’t think they give loans to GC or citizens only. I have purchased homes multiple times while on H1B. They just need valid visa docs .

Microsoft qDhY32 OP Jun 23, 2023

Who are your providers if you don't mind sharing?

Move csajtf Jun 23, 2023

Well i use a lender broker and then it can be any mortgage originator like Rocket mortgage/quicken loans then in the lending business the loans get sold to other banks. I have Chase, Nationstar etc currently servicing loans. Hope i clarified? I dont go with a big bank

Petco soberKid Jun 23, 2023

That's not true. Maybe ask someone else to fill the forms on your behalf who knows the process.

Yahoo SALk64 Jun 23, 2023

Mortgage fraud is fun too

Petco soberKid Jun 23, 2023

Yep! But don't do that.

BlackRock dRjm88 Jun 23, 2023

Check DCU - always friendly for legal immigrants

Dropbox 5yoe460k Jun 23, 2023

All the big banks can...

ViaSat NYOv36 Jun 23, 2023

Loandepot, Rocket mortgage, SoFi, Better and many more for conventional or jumbo mortgages. If you are looking for USDA or zero down mortgages you might have to be a citizen.

Google bard no.1 Jun 23, 2023

All big banks can... What are you talking about? Most of my friends on H1B, including myself. We all have mortgages. And I had multiple loan applications. Wells Fargo, boa, loan depot, all the normal lenders. Never had an issue because of h1b.

PayPal i_c Jun 24, 2023

Was never asked this questionn. All bank care about is ur current income and asset based on which they can minimum give 4 or 5 x loan

Microsoft qDhY32 OP Jun 24, 2023

I see the questions on the online forms you fill out to start the process. Same page as they ask for your SSN