Already max out series i bonds and want to store an additional 3-6 months worth of expenses in cash. Where to store it? BT: $285k/2.5y
Stablecoin on Voyager earning 9% interest. DM me if youād like a referral.
TIPS likely won't beat inflation but will still do better than the traditional alternatives: CDs, ultrashort bonds / money market funds, short term bonds.
You could park in stable coin investment -Gemini ,BlockFi ,Celsius ,Crypto.com (average about 8% to 10%), need more APY then you need to look DeFi ,yearn wallet in Fantom offers 35% APY for stable coin MIM , Anchor protocol offers stable coin UST about 20%. Choice is yours.
This is complete Ponzi scheme. Where are these stable coins getting those high aprs? Like there is no free lunch. They take your money and does what? What if they are buying Arkk funds.
You need to understand how crypto lending business work , stable coin deposit interest rate is driven by market demand. No one offers 9% APY unless high demand for this token , many crypto traders get stable coin loan by collateral the crypto assets (like BTC/ETH) and getting upto 50% stable coin loan , so they have to pay 10% interest for the loan , if crypto prices drops below the margin position then that crypto asset automatically liquidated . Lot of crypto traders using BTC/ETH as collateral and getting stable coin loan and leverage the trading . Crypto lending market is huge . Itās multi billion market.
AMD or TSLA.
I get 6% on USDC at tradestation
Bank account and in the safe at home.
This. Some of these folks donāt understand what an emergency fund is or why itās necessary. Based on what Iāve seen I imagine a lot are younger who can taps their parents. I keep 6 months of my salary readily available in a FDIC insured bank account. I can lose my job, one of my kids have a medical emergency, and stay current on my mortgage. No way in hell am I trusting that to crypto or stocks. I do have both but not worth the risk of losing my home or unable to feed my family.
+1. Safe & bank a/c
HMBradley for now. 3.5APY but some stipulations( one being referral only)
500$ cash at home, 2-3k in debit accounts, 30-40k in credit limits, rest all in stocks which can always be used for emergencies.
Vtip or stip is paying good dividends
VTI
VTI with a married LEAPS put option 1 yr out.