HousingFeb 14
Metaba11210

Citi bank relationship account

Getting pretty heafty 1% shave on interest rate with Citi mortgage if I do $1M in their savings, brokerage and checking accounts. Is it worth it? Are their savings and brokerage accounts painful to use? Are there major transfer costs from schwab, robinhood etc? Is it painful to transfer back if the UI and service sucks? TC: 680k

Cisco Vtmt12 Feb 14

It says -0.5% off for 1M on their website

Cisco tommy7 Feb 14

What is the rate offered?

Meta ba11210 OP Feb 14

5.75%

Marqeta GasonJ Feb 16

With discount?

Meta hstdo Feb 14

How are you getting 1% ? I got only 0.375% on 500k transfer

Meta hstdo Feb 14

Transfer from Schwab requires form submission and is painful.. however I had in Morgan stanley from which transfer was easy

Meta ba11210 OP Feb 14

Got it. Thanks for the headsup :(

Meta hstdo Feb 14

Mind sharing what’s interest rate are they giving you ?

Meta ba11210 OP Feb 14

5.75%

Meta hstdo Feb 14

15 years fixed ?

Meta amthatguy Mar 29

I am thinking about the same.