can someone explain what the benefit of holding cash over a short term ibond is? afaik banks that offer high yield savings accounts essentially just buy short term bonds, no? i’m a beginner at investing so sorry if this is a stupid question tc: 170k
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Cash is liquid, you have to hold the ibond for a year.
ahh okay that’s the kicker. thank you
No you don’t , https://www.investor.gov/introduction-investing/investing-basics/glossary/bonds-selling-maturity