do you have home warranty?

It varies depending on your situation. My homes refrigerator, heater, AC, and dishwasher were all from the late 90’s and my real estate agent bought me a home warranty when I moved in. I’m glad he did - my Subzero fridge shit out over this really hot summer and the unit was so beyond repair that Fidelity wrote it off and sent me a check for $5k. Unfortunately that only covers a little more than half the cost of a replacement Sub zero but it’s much better than nothing, and the warranty paid for itself for the next 10 years. I re-upped the warranty this year hoping my central AC or heater shits out. 😂

Its worth it. HVAC alone May cost you a lot of money in winters especially you’d feel the pinch or some serious wiring issue. You have to factor out people who have great general contractor reference - they are cheaper definitively.