What's better dmo or ppo
Ppo, but even with a good plan, the coverage percentage for root canal is like 60%, unlike less invasive procedures like cavity fill that is covered at around 90%. Gum graft is more of an esthetic procedure, so it may not even gonna be covered(I’m talking to my dental insurance company about both actually)
Better to get HSA or FSA
I know on my plan many procedures are not covered until after the first year. May want to check on that.
TC?