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I am seeing great CD rates with banks like Forbright, and a bunch of credit unions. How do I make sure they are legit & my money is insured? Is FDIC insured tag enough to guarantee my money back?
Dude I d not put my money in some unknown union to make a few bucks.
You can check https://banks.data.fdic.gov/bankfind-suite/bankfind That lists every institution that is fdic insured
Is being FDIC insured enough? Are there any clauses which allow my account to wipe out under certain conditions?
Up to 250k you should be fine