I was looking for refinance. And while filling online form, I thought they will do soft pull but they did hard pull and I got an immediate alert from experian. Any way I can revert this hard enquiry? And proceed with refi only when I am ready?
What is a hard pull?
Credit inquiry on your actual credit bureau acct
Doesn't this fall off in 3 months?
2 years
Is expected to have multiple hard pulls during rate shopping, just continue looking it won't affect you.
You have to be careful with this stuff. It is hard to revoke now. It shouldn't affect your score more than 5 points. So don't fret over it.
Nope, it’s done now. You have a couple weeks to do a bunch of hard pulls that won’t count against you
14 days as far as I know.