Tech Industry
Yesterday
1913
Holding nearly 450K in cash
World Conflicts
Yesterday
610
Its truly heartbreaking, I can’t work. I can’t focus, isn’t there anyone who can convince Israel to stop Raffah invasion
World Conflicts
Yesterday
518
The False Narrative of Israel Committing "Genocide"
Tech Industry
Yesterday
1549
Getting sextorted
Tech Industry
Yesterday
4932
Open AI GPT updates -- what's next? Any ideas?
You know the refrain. Some time in the near future: within 6, or 12, or 24 months - the crash is gonna come. Your "well diversified portfolio" which is actually massively overinvested in Apple, Microsoft and their ilk will see major drops. Doesn't matter if you track the S&P 500, or Nasdaq, or top US, or total market, or large caps, it's all Apple and Microsoft all the way down. When the crash comes there will be gloaty articles about how the good times never last. Every YouTube figure and social media poster would talk about how predictable the crash was and how we should have appreciated the good times. They will talk about regression to the mean and boom bust cycles and all that. They will mention that in the long term the market will rise again but will point to periods where it took 8-10+ years to recoup the damage. So smarty Blind folks, given that this future is a certainty, we just don't know when it will hit but we know it will, how do you protect yourself? How do you actually protect your hard earned net worth so that YOU can be the gloaty braggy after the downfall?
Hey Ballmer is that you?
Lol fair enough guess. He might scare them away. Need to be gentle with your pretty little peaches which I must say I suspect that gentleman is not. Love my sweet angels.
If you need the money in the short-term, definitely keep it out of the market and in a HYSA. Otherwise, you may be right about a crash, but by the time it happens the drop may result in prices that are still higher than today. This is why you don't try to time the market.
They say that people shelter their money in physical assets, like real estate, during economic downturns.
When it dips you buy more and wait for 1 year. This is a pattern even program managers can identify now
Time in market is king, not timing the market. Nobody thinks the market will be all upside. You need to be able to weather the ups and downs. Trying to predict will cost you money.
Try RSP if you don’t want so much exposure to mega caps.
Had the same thoughts in the past and I made the biggest mistake of parking 50% in HYSA all these years. Should have all in stock market. US stock only goes up. Temp crash will bounce back soon. I was an idiot. Should have invest 2022, never thought it would bounce back so fast
TC or GTFO you miserable bastard
TC over 500k