I’m in CA, married, 30s. Our auto insurance is going from $1300 to $1600. Wtf!!! We haven’t had any claims, accidents, tickets. Two relatively cheap cars, five years old. Umbrella policy also up almost 20%. We’re using Amica and have the highest limits we can get. $2M umbrella. $250k/$500k auto liability and $100k property liability. Not willing to reduce coverage. Do people have any recommendations for auto and home that are as good as Amica? Chubb not available in CA
AAA
I had a bad experience where they were too incompetent to send insurance verification to DMV and my license almost got suspended. But that was a different state, maybe will try again
A lot depends on the zip for insurance rates. Once during a house move, my insurance premium dropped by 180 usd
Auto theft/car break-ins are perfectly legal in California, you're paying for what your neighbors voted for - legalized crime with zero consequences. Insurance companies are having to pay out so many claims in Cali what do you expect them to do?
Wow, what a based opinion. Did you get it from Fox News?
It’s true though lol insurance companies are actually pulling out of CA. AmFam Costco for example isn’t taking any more new CA clients. If you think everything is right wing propaganda, the increase in rates is a good reality check for you.
Geico tends to be cheaper, but same situation with the policy price increase for no reason
$1600 a year or 6 months?
Most likely 6 months
Then that’s not even that bad just switch to progressive or geico for a better rate
It’s not only just car insurance. Insurance all across the board across the nation is skyrocketing their prices. Even HOA insurance prices shot up dramatically. They are scamming us hard
It's not scamming by any means. As a former employee of a car and homeowner insurance company, I can tell you that insurance companies cannot raise rates unless they have good justification. Both car and homeowners insurance are regulated at the state level, and rate increases will not be approved by regulators unless they can show that existing rates are not adequate. The cost of car repairs and medical treatment as well as the frequency of accidents have all increased over the past few years. Most car insurance companies have been caught off guard by this trend and have had to raise rates significantly to cover their losses. For instance, the largest car insurance company in the U.S., State Farm, has experienced net losses for two consecutive years. Given the thin profit margins, car insurers who don't raise rates enough to cover their losses will eventually go bankrupt.
Who the fuck pays 1600/year? I pay half of that
Legalized looting
That’s nothing. Seattle area car insurance is doubling for a lot of people due to property crime
Wait till you add your kids lmao 🤣
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RIP your cookies, now you see insurance commercial for several months.
Lol, you use browser?