Good rate & closing cost? This is LoanDepot for a 15year conventional loan (refinance) which I got a new estimate after getting approved for underwriting. My previous interest was 4.875% which is kind of insane so any rate is an improvement for me anyways
15 year conventional
also why the escrow? why not pay property tax insurance yourself
Itβs just easy I guess..
well by paying tax yourself you can defer it to deadline instead of monthly so you get money in hand for the whole year.
What bank?
Who is the lender. And what was the old interest rate.
Not bad
$7535 in lender credits?
Yah it took some negotiations
That looks awesome to me for refi.
try to get lender fees credit
Does closing cost seem high? They said theyβll apply -4000 lender credit upon closing
oh thats nice then..