After-tax 401k contributions

CACI / Eng fPem50
May 14 3 Comments

If a 401k plan allows “after-tax” contributions, do these contributions still have to come out of your regular paycheck, or can they be deposited/transferred directly from another source? I’m trying to determine if I could transfer RSU comp into my 401k upon vesting for eventual Backdoor Roth IRA.

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TOP 3 Comments
  • CACI / Eng fPem50
    OP
    Ok - I suppose I could do it more roundaboutly by upping my deductions the next year and cashing out into savings to offset the dip in pay
    May 14 0
  • Postmates setamtsoP
    I think it's only through payroll elections
    May 14 0
  • Applied Predictive Technologies / Eng lapt
    I think only through payroll... interested in hearing if someone had deposited the rsus before...
    May 14 0