Any other unemployed entrepreneurs making $0 and on Medi-Cal?

Uber TcZero
Apr 4 16 Comments

Currently don’t have health insurance as I left uber to start a startup. Anyone else on medi-cal in a similar situation? Curious if a situation like ours qualifies to be on it.

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TOP 16 Comments
  • Panasonic Avionics / Sales
    Mr. Burns

    Panasonic Avionics Sales

    PRE
    Outbrain
    BIO
    I do sales. I sell stuff. It’s what I do.
    Mr. Burnsmore
    PM me if you want. Was on it while searching for jobs. Medi-cal is a must since if you don’t have healthcare, the IRS will penalize you. Also it’s good to have in case of emergencies. I had some money in savings but couldn’t afford COBRA ($2k/month) nor Obamacare which would’ve been at least $700/m for a family of 3. If you’re single, ACA would be inexpensive.
    Apr 4 2
    • Uber TcZero
      OP
      What’s the difference between ACA and medi-cal? My understanding is that medi-cal is just California’s implementation of the ACA? Thanks for offering help, health insurance is so confusing!
      Apr 4
    • Panasonic Avionics / Sales
      Mr. Burns

      Panasonic Avionics Sales

      PRE
      Outbrain
      BIO
      I do sales. I sell stuff. It’s what I do.
      Mr. Burnsmore
      ACA is a marketplace where you can buy your own health insurance, kinda like what companies do now, except well, you do it individually. Medi-Cal is welfare healthcare. It only has a limited list of doctors that accept it but it’s better than nothing. It also covers quite a bit, id say medi-cal has better coverage than “bronze” tier ACA plans.
      Apr 5
  • Apple / Retail
    UCSF

    Apple Retail

    PRE
    BART
    UCSFmore
    To be on Medi-cal, you total property cannot be more than $2000. How do you manage that? My Medi-cal was denied last December due to that. Only have calfresh and applying to calworks now.
    Apr 4 6
    • Apple / Retail
      UCSF

      Apple Retail

      PRE
      BART
      UCSFmore
      Yes, you need to send bank statements. But you can have one car exempt.
      Apr 4
    • Uber TcZero
      OP
      Well I definitely have more than 2k in my bank account...
      Apr 5
    • Apple / Eng
      UCSF

      Apple Eng

      PRE
      BART
      UCSFmore
      Medi-cal (Medicaid) is for the real poor people, like homeless. Check covered California to see if you eligible for other benefits. For me, I have been on Medi-cal for a few years and got discontinued last Dec as my total bank balance is $2200.
      Apr 5
    • Uber TcZero
      OP
      I have a few questions if you don’t mind me asking:
      1) how do they check your total assets? How would they know I have multiple bank accounts?
      2) for covered California, I believe I can now only apply for coverage in 2020. Isn’t it too late to get covered for 2019?
      3) how are you an engineer at Apple and had medi-cal for years under $2k in your bank account?
      Apr 7
    • Apple
      UCSF

      Apple

      PRE
      BART
      UCSFmore
      1. They may not know. When I first applied, I sent them the bank statements and filled out a form to give them authorization to contact banks.
      2. I don’t know. I assume it could take effect immediately if approved.
      3. They do have another limit for income, something like poverty level. My case is very special.
      Apr 8
  • This comment was deleted by original commenter.

    • Disney / Eng 🍺•🦖
      Look, it could be any reason. Literally any reason at all. But I get the feeling OP left Uber to start a start up
      Apr 4
    • Uber TcZero
      OP
      Yeah I love Uber honestly, but just left to focus on starting my startup full time !
      Apr 4
  • Qualcomm dexstart
    People I know are on it
    Apr 4 2
    • Uber TcZero
      OP
      Do you know how they proved their assets were less than $2k?
      Apr 7
    • Uber TcZero
      OP
      Were they asked to show their bank account statements?
      Apr 7
  • New hgcg23
    So let me get this straight, you left your job at a fortune 500 company for your business that's not even making money yet?
    Aug 4 0

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