Bay area housing market
Is it a good time to buy a home? Looking at the East Bay like Walnut Creek, Pleasant Hill, Concord.. Tired of renting in SF, dont feel good about the schools here and want my money to go further for my family.
Great time to buy
Great time if you plan to live somewhere for many years. The internet rates are insane.
Good time to buy. Prices are already corrected and interest rate is the lowest.
If you work in SF, those cities you listed are good as they have BART (train) to SF. Will make your commute manageable.
What about going with a big lender like Wells Fargo vs a credit union? Again, first time buyer and don’t know the process yet. Are there advantages to using either?
Generally no. Both are desperate to lend so just have then compete. The exception is large banks will offer better relationship discounts in most cases.
Yes. Bay Area housing price are way to low still for what Bay Area is. Trust me
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It is time when you need a home. I don't trust the high stock market, so where to put your money
I don’t trust it either, sold most of my stock and want to put it into real estate. Which to be fair is also super inflated in the SF Bay Area.
Insta, how much stock did you sell? 100k?