Credit card combination

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laocoon

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Sep 21 19 Comments

What credit cards do you carry?
I recently decided to upgrade my wallet and these are the cards I carry:
Chase Sapphire Reserve
Chase Freedom Unlimited
AMEX Hilton Honors Aspire

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TOP 19 Comments
  • New rich101
    If you don’t have Amex Black or Chase Palladium, you are nobody.
    Sep 21 1
    • New / Strategy Porsche996
      You got Amex black? Have the Reserve so want to ask about Black.
      Sep 21
  • New
    mehAF

    New

    BIO
    Full Stack Dev - NorCal
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    US Bank Altitude Reserve
    Navy Federal Flagship
    Sep 21 3
    • New / Strategy Porsche996
      Where the use of flagship? wondering what am I missing.
      Sep 21
    • New
      mehAF

      New

      BIO
      Full Stack Dev - NorCal
      mehAFmore
      Flagship: 2% unlimited cash back on everything, 3% on travel.
      Sep 21
    • New / Strategy Porsche996
      But it got 49 AF and the Citi double cash 2% back with no AF and Uber Visa is 3% travel no AF as well.
      Sep 21
  • New / Mktg LA17
    Chase Reserve - 3% back on travel & dining, worth 4.5% if you redeem for travel

    Bank of America Cash Rewards - 3% back on domestic online shopping (capped at $2,500 in quarterly spend), 5.25% back if you’re a preferred member

    Uber - 2% back on online shopping (I use this when I reach BOA’s cap), both foreign and domestic since there’s no foreign transaction fee

    Amex Platinum - 5% back on flights and hotels booked directly through airline or on amextravel.com, Centurion lounge access, $200 annual Uber credit, $100 credit on Saks.com, Bonvoy and Hilton gold status, Fine Hotels & Resorts and Hotel Collection perks

    Amex Blue Cash Preferred - 6% back on supermarkets (capped at $6,000 in yearly spend), 6% back on select streaming subscriptions (HBO NOW, Hulu, Netflix, SiriusXM, Spotify), 3% back on gas
    Sep 21 7
    • Facebook MarkZucker
      Oh wow!
      Sep 21
    • Wells Fargo qUyB01
      I think the cash reward card has switching categories so you can get 3% back on travel there also which is 5.25% for being a preferred rewards member. Switching allowed only once a month though
      Sep 21
    • New / Mktg LA17
      @Wells Fargo, totally right. You can select from online shopping, gas, dining, drug stores, home improvement & furnishings, travel. I just have mine permanently set to shopping.
      Sep 21
    • Twitter / Data
      laocoon

      Twitter Data

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      OP
      How do you use the AMEX plat and the chase saph? I currently have both as well and I was not planning on renewing since booking hotels is very restrictive and possibly not worth the points via their platform. I also find it annoying that you can only use you travel credit with one airline.
      Sep 21
    • New / Mktg LA17
      I just look up prices elsewhere to make sure I’m getting a fair points exchange. It only takes a few bookings to rid me of all my points, so it’s not like I need to deal with the portals often.

      I fly American often enough to exhaust the fee credit.
      Sep 21
  • Facebook MarkZucker
    Why carrying two Chase cards?
    Sep 21 2
  • Rakuten / Ops
    tooQ10

    Rakuten Ops

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    Obligatory: YoE 20, TC 41k. Such is life for us non-SWE office monkeys!
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    I have a United Airlines Chase Mastercard which gives me miles, an Amazon Mastercard for the points (1.5% of what I buy from Amazon), and a Rakuten card (0.5-1.0% on stuff from their Japanese site) because the company made us get them.

    I spend less than 2k per year with them and really wish I didn't have to have three. But I'm not giving up the United one; with it I get a free checked bag when flying internationally.
    Sep 21 0
  • New / Strategy Porsche996
    JP Morgan Reserve
    Sep 21 0

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