While 401k portfolio seems quite good, but taking money out means paying interest and tax. How does this compare to go straight to stock? I understand the latter option is post tax money (or roth deferral in 401k).
If you do 401k, how much percentage of your income?
You’re not paying interest to take distributions if you wait until you retire and your tax rate should be way lower then than it is now. Not to mention you compound on the larger pre tax amount for x years.