I just buy a target fund and I don't change the frequency or amount I invest based on the market but I'm curious about what other people do.
I was invested in a balanced portfolio via Vanguard funds in 2008-9, then in 2009 I swapped those funds with funds with a 90% exposure to the broad market. About a month ago I swapped those out for a target fund with 50% bond 50% stock balance. Perhaps I will make the same moves if the market has a very steep correction in 2019-2021, but my retirement accounts are my primary asset, so I will likely make more conservative decisions in the future.
I just rebalance. Not really make investing approach changes. Recently took stock earnings and put them into bonds. Will rebalance again later when bonds lose steam.
no. time in the market beats timing the market