How actively do you make trades in your 401(k)?
I’m not an active trader. I want to ask questions before I make any changes.
I’m curious how actively everyone is trading in their employer-sponsored accounts, and what types of trades you’ve utilized to get you the best performance. I’ll detail my current situation below.
ERISA-compliant 401(k) through Fidelity, employer provided options include company stock, and about 15 mutual funds, some with target dates, others with names describing the blend of investments.
6% employer match, 1:1, 3 year cliff vest (I’ll be vested in July 2018. Approximately 1/3 of my balance is not vested.
Account performance shows +11.10% YTD
Option to move up to 50% of balance to BrokerageLink to trade individual stocks or any fund I wish (not a withdrawal, no penalty or tax invoked)
So far as I can tell, I have not been aware of any fee for trades I’ve made.