Canada: pay taxes, get free healthcare for life, free college for kids, live in no-crime areas, super polite people.
California: pay taxes, pay astronomical money for healthcare, pay exorbitant amount for college for kids, and students will still somehow be buried under college debt for decades, high crime areas, non-polite people.
College isn’t free in Canada, it’s just much more affordable. The in state tuition rates are much lower than state schools, if you consider the exchange rate they are probably like 50% lower.The good schools in Canada - Waterloo,UoT, UBC,McGill are the same prices.
^EA - tax refunds have nothing to do with your total taxes. If you get a refund it’s because you had more deductions than you you should have because those can’t take your whole tax picture into account.. the same thing can happen in Canada for sure, in fact most people get them because of their 401k-style contributions
I'm planning on making this move relatively soon. I'll take the loss in TC for a better life for my kids. BC has some of the best public schools in the world (look up the BC new curriculum -- makes me wish I was a kid lol). Not to mention safety: me and my husband's cars have both been prowled more than 5 times each this past year living in a $1M house in Ballard and don't even get me started on school shootings. American society as a whole is toxic and sick. Very ready to leave,
- When you say your base dropped by 18% does that include the currency exchange also? For instance if your base was 100k USD, when you transfer to Canada did that become equivalent to 82k USD or no it became 82k CAD? (With an assumed 30% conversion rate)
- About your RSU, did they lower your RSU because you going to Canada or no they don't do conversions to CAD just cuz you going to Canada? For instance if your RSU while you were employed in US was 30 k per year USD, did they make the RSU as much as 30k CAD when you moved to Canada or it stayed the same and they gave you equivalent of 30K USD in CAD which would mean roughly around 39K CAD?