Is 95k USD salary good enough for living comfortably in Chicago downtown?

84.51˚ / Other
gunnl

84.51˚ Other

PRE
Amazon
BIO
Data Scientist
gunnlmore
Nov 29, 2017 50 Comments

Getting an offer around this much. Is this a decent salary to live in Chicago downtown comfortably?

No dependents. No bonus. The role is that of a data Scientist. (Have around 4 years of experience as an analyst) Moving from a small city in the Midwest area where salaries aren't really that much.

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TOP 50 Comments
  • Microsoft maverickk
    Nope.

    Chicago has, IMO, the most architecturally beautiful downtown ever. However, the employers in that area are low balling pricks. If 95k is your TC, it's a VERY bad offer. You should definitely negotiate. Do you have dependents? What's the role? Do you get RSU, bonuses etc?
    Nov 29, 2017 12
    • Square Forlorn
      If you honestly think that about Chicago you need to travel more.
      Nov 29, 2017
    • Microsoft maverickk
      @forlorn: that's just my opinion. We don't need to be in agreement :)
      Nov 29, 2017
    • CareerBuilder hdTI13
      I've traveled all over the world and agree Chicago has one of the more architecturally attractive downtowns. So do actual architects.
      Nov 29, 2017
    • Booking.com / Design pmcJ17
      I studied architecture. It’s one of the most architecturally significant cities, period.
      Nov 29, 2017
    • Bunchball cFlL35
      Chicago’s downtown is my personal favorite.
      Nov 29, 2017
    • Square Forlorn
      I mean sure it’s good but is it the best architecture ever? No, not by a long shot. Have you ever been to Prague, Copenhagen, Hong Kong? Let’s be real.
      Nov 29, 2017
    • CareerBuilder hdTI13
      Yes I've been to all those places. Something tells me you don't know What the term "architecturally significant " means. Attractive is subjective. Significance not so much
      Nov 30, 2017
    • Square Forlorn
      You’re saying the architecture in those places isn’t significant? Hahahahahaha. That’s rich dude.

      Anyway, OP threw in an “IMO” ninja edit so this whole discussion is meaningless when the original claim is no longer being presented as fact.

      Leave it up to Blind to try and convince you that fucking CHICAGO has more significant architecture than Prague. What a joke you are.

      Toodles.
      Nov 30, 2017
    • Microsoft maverickk
      @forlorn: Nope, didn't edit. The "IMO" has been there since the beginning.

      PS: Anyway, the point I was trying to make with my post was that the Chicago employers don't pay well. This whole discussion went a bit sideways lol
      Nov 30, 2017
    • CareerBuilder hdTI13
      Yeah, nobody is saying the architecture in those places isn't significant. Keep trolling.
      Nov 30, 2017
  • Microsoft / Eng FUBAR U
    95k is doable. I have a family member who pulls it off at 75k.

    You will have to budget though, cut back on resturants (very costly there) and wont save much.

    Lol@tech workers who think you need 150k+ to be 'comfortable'. Most of america makes 60k work. Not every city is sf/seattle housing prices. Chi is huge and has affordable living options in the city.
    Nov 29, 2017 7
    • Microsoft maverickk
      Most of America makes 60k because they have shitty or no degrees. I've seen people getting bachelors degree in arts or auctioneering or some shit like that. Now if you bust your ass to get an engineering/medical degree, don't you think they deserve more than the average Joe?

      PS: I'm not trying to sound condescending.
      Nov 29, 2017
    • Microsoft / Eng FUBAR U
      Absolutely, you're correct. That is an unrelated topic, though. The shit degrees are more like 35 to 45k though. My fam member has a business degree. Only in tech/law/medicine do you start above 100k. Teachers, nurse, finance etc are all good degrees, but only 60 to 70k.
      Nov 29, 2017
    • Accenture / Other
      obamacare

      Accenture Other

      BIO
      Patient Protection and Affordable Care Act
      obamacaremore
      Half of Americans live on 24k or less, the out of touch assholes in this thread have no idea.
      Nov 29, 2017
    • Microsoft maverickk
      @obamacare: Either you have solid facts to back your claim or you're just plain trolling. 24k? You've got to be shitting me.
      Nov 29, 2017
    • 84.51˚ / Other
      gunnl

      84.51˚ Other

      PRE
      Amazon
      BIO
      Data Scientist
      gunnlmore
      OP
      In 2016, Median US Household income was around 57k USD.
      Nov 29, 2017
    • Microsoft maverickk
      @bbz: True.. Inflation has screwed us over.
      Nov 29, 2017
    • New / Eng eBVT37
      Something seems deeply flawed with tracking income by household because well I'm a household but I'm one person. On the flip side my aunt and uncle and their 7 kids are also one household. They bring in about 75k per year which is basically just shit. When you have 7 kids. I bring home 100k. On paper by household we are similar in reality I feel pretty rich and they live pretty close to impoverished.
      Nov 30, 2017
  • You're not gonna be comfortable. It gets cold and windy there
    Nov 29, 2017 5
    • Microsoft QRZj34
      Exactly, I'd spend $95k trying to keep warm
      Nov 29, 2017
    • 84.51˚ / Other
      gunnl

      84.51˚ Other

      PRE
      Amazon
      BIO
      Data Scientist
      gunnlmore
      OP
      IKR. How about living in the summer?
      Nov 29, 2017
    • BlackBerry 🤖Native👽
      Hot and humid
      Nov 29, 2017
    • Microsoft
      User5

      Microsoft

      BIO
      This is my bio.
      User5more
      It's cold but not really any more windy than other cities. The name isn't because of actual wind.
      Nov 29, 2017
    • Google / Eng ungoogley
      Hot and humid in the summer. But summer nights are wonderful
      Nov 29, 2017
  • Microsoft iKHC15
    A lot of garbage in this thread. That is plenty to get a nice 1BR wherever you want and have plenty left over for social life. You can have an expensive social life, or a cheap social life and save as well, up to you
    Nov 29, 2017 0
  • BlackBerry 🤖Native👽
    No. Downtown Chicago is expensive. You need to have at least 110K to be comfortable
    Nov 29, 2017 0
  • Lenovo Paint123
    It's comfortable, Chicago is really affordable. My 1bedroom monthly rent is 1400/month, I live in one of those neighborhoods north of the loop and just take the L train to work every day. 30min door to door commute.
    Nov 29, 2017 0
  • Cisco / Other KCmL63
    1 bed apartment in a luxury building downtown will cost $2500/month. That’s about 1/3 of your take home pay. I’d call that affordable
    Nov 29, 2017 2
    • Expedia yo_mang
      That's roughly a paycheck so it's 1/2 your take home pay. You can see this with a paycheck calculator.
      Nov 30, 2017
    • NAVEX Global LndMnstr
      That’s what I pay in Portland, OR for a 2 bedroom/2 bath. I thought portland would be more expensive.
      Nov 30, 2017
  • Apple SUdx78
    It depends on the role. Can you share a bit more info?
    Nov 29, 2017 1
    • 84.51˚ / Other
      gunnl

      84.51˚ Other

      PRE
      Amazon
      BIO
      Data Scientist
      gunnlmore
      OP
      No dependents. No bonus. The role is that of a data Scientist. (Have around 4 years of experience as an analyst)
      Nov 29, 2017
  • Cisco questioner
    You’ll have a good time and fall in love with the place. (From experience)
    Nov 29, 2017 0
  • Enjoy GHipp
    You could defiantly live comfortably in the Chicago area on that salary. There are Hundreds of thousands that do.
    Jan 23, 2018 3
    • Uptake 7gu75
      He wasn't asking about the Chicago area but downtown. An area I'd constrain to no further north than Chicago, no further south than 16th, and no further west than the interstate. If he has no student loan debt or car loans, then yeah, no problem. Otherwise it can get expensive in that area fast and he'd be better off in one of the neighborhoods or suburbs.
      Jan 23, 2018
    • Enjoy GHipp
      Still could do it.
      Jan 23, 2018
    • Uptake 7gu75
      Could do it is fair, but it's financially unwise to spend more than 25% of your post-tax income on housing. 1 bedrooms in that area are typically about $1800 + utilities and often top $2k. After taxes a $95k income is usually <$75k. Better to spend less on housing and more toward retirement and savings.
      Jan 23, 2018
  • New / Design chuckE
    So many neighborhoods surround the city. Depending on the lifestyle you choose, it is totally possible. But it all depends on your definition of living comfortably. I rarely go to bars or have dinner downtown, that is what adds up the fastest.
    Feb 26, 2018 0
  • New / Design
    ismo

    New Design

    BIO
    I’m a graphic designer who has a love for product design and user experience.
    ismomore
    As much as I would love the idea of living downtown in Chicago (if I would ever be in the position to afford it)...I think it’s a waste of money. You can find places that is cheaper and larger and really good neighborhoods. I knew someone paying $2,000 a month plus utilities and parking for a small one bedroom apartment on Michigan Avenue.
    Dec 21, 2017 0
  • LinkedIn Metroui
    Totally. More than comfortable as long as the place isn’t stupid expensive. But food transit and all that isn’t bad.
    Dec 13, 2017 0
  • Uptake betblack
    You could get a studio downtown. 1 bedroom in the city but not downtown. Seems low pay for a data scientist.
    Dec 1, 2017 0
  • Uptake nbsa40
    I’ve lived downtown on less with 0 problem. You’ll be fine.
    Nov 30, 2017 0
  • NAVEX Global LndMnstr
    You’d have to live in a pretty small apartment.
    Nov 30, 2017 0
  • Expedia yo_mang
    If you are willing to commute a bit more, it's far more doable and you will still be in the city.
    Nov 30, 2017 0
  • Truckstop.com Fleet
    You can live comfortably if you avoid living in downtown. There are lot of nice suburb area with low cost of living
    Nov 30, 2017 0
  • Bunchball cFlL35
    I think 100% you can live comfortably. I guess it may depend on your view of ‘comfortable’, but you can easily find a nice place for $2k a month, not have a car, etc. and still afford to do plenty.
    Nov 29, 2017 0
  • Amazon Cybermnday
    You can make it in Seattle with $95k, I bet you can do it in Chicago without any sweat
    Nov 29, 2017 0

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