I’m looking to upgrade my accounts and tools for personal finances and am curious what others are using / recommend. What I’m currently using: Banking: - HSBC - Considering switching to Ally Retirement - TRowe (401k rollovers) - Considering switching to Charles Schwab Robo Investing - Acorns (testing) - Robinhood (testing) Management - Personal Capital (side note - why is there not a FamilyCapital equivalent?) - Mint What am i missing in this stack? What bank or accounts are you using / recommmend and why?
Why not vanguard? Do you have both 401k and Roth max? I’m not familiar with acorn if they are in taxable accounts. Personally I use wealthfront for saving and robo to save energy.
YNAB has the best budgeting model IMO
Search to Ally. I like betterment personally but don't think it's that much better than whatever else you're using.
Also can recommend Schwab but need more explanation on why you're switching. I use them for banking as well.
TRowe has pretty high fund fees even on their index funds.