What is the best way to utilize 50k for maximum return in 5 years?

Nvidia / Eng rUkI70
Mar 11, 2018 21 Comments

I don't have any prior experience about handling money. 50k extra cash is not that much but not too little to just sit in bank account.

What is the best way to utilize it for maximum return in 5 years? Just buy Amazon and Netflix stocks?

I am also thinking about 300k starter house in a cheaper but growing city like Phoenix and Las Vegas. Does this idea sound reasonable at all?

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TOP 21 Comments
  • Apple chipotlefa
    What ever you do don’t put all in once. Put 5 % every 15 days in the market
    Mar 11, 2018 9
    • Amazon JezzBefos
      I wish I had read that tip when starting to invest, it really is super important
      Mar 11, 2018
    • Facebook LkGW23
      Wait why is it important to do it this way
      Mar 12, 2018
    • Microsoft Lotl
      Investing incrementally over time is called “dollar cost averaging” and prevents, in theory, investors from buying equities during market highs and averages out risk.
      Mar 12, 2018
    • Teradata / Eng archxhunta
      Lump sum investing (investing at once) has been shown to produce higher returns in more scenarios than dollar cost averaging. Time in the market > timing the market. See the Vanguard study on this.
      Mar 12, 2018
    • Microsoft Lotl
      There are arguments for both.
      Mar 12, 2018
  • Uber / Eng 9?ivej
    10k - crypto, 20k stocks, 20k index fund.
    Mar 11, 2018 2
    • Nvidia / Eng rUkI70
      OP
      I think 10k is a lot for gambling..anyway thanks!
      Mar 11, 2018
    • Nvidia / Eng rUkI70
      OP
      Yes it makes sense! Thanks!
      Mar 11, 2018
  • Facebook mUYx38
    how about 1 million cash? what's the best way for investment for now?
    Mar 11, 2018 1
    • Cisco / Product uptick
      Keeping the cash without investing and loosing is also a good option
      Mar 11, 2018
  • Citibank oTcY13
    5 years isn’t long enough a time horizon if you’re not able to risk your principal, particularly in the current market. Best bet is short duration bonds (bond portfolios go down in a rising rate environment) or find a good online saving account like Marcus.com. Not a lot of options if you don’t want to risk principal and and go out 10 years
    Mar 12, 2018 0
  • LUXLOCK / Product
    TqO4231

    LUXLOCK Product

    BIO
    Thankful everyday I am in tech and grew up without it.
    TqO4231more
    Vacations
    Mar 12, 2018 0
  • What’s your risk profile? How much from 50k are you willing to deviate / grow? Is the range 25 -> 50-> 100 acceptable (as in max gain / loss of 50%). Or is it more like 25% spread?
    Mar 12, 2018 0
  • Microsoft plty
    Ethereum
    Mar 11, 2018 0
  • LinkedIn ThisJustIn
    Dollar cost average for sure, given the unstable state of current market. And as always, use low-cost diversified index fund portfolios. Read bogleheads forum, three-fund portfolio and paul merriman’s ultimate buy-and-hold portfolio. If you want a short and sharp introduction, read the 16-page booklet by William Bernstein, you can find it by googling “If you can: How millennials can get rich slowly”. Also, for greedier options, you can hold your NVDA stocks.
    Mar 11, 2018 0
  • New / Eng
    VAKd75

    New Eng

    PRE
    Facebook
    VAKd75more
    Risk/reward. You can always try options
    Mar 11, 2018 0

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